Department of Finance

Policies

Department of Finance

• Public Records Request Policy
• Idaho State Holidays

Collection Agency Act

• Debt Buyer Policy: PDF
• Statements in aid of interpretation of the Debt Buyer Policy: PDF
• Department Policy Concerning Pre-Judgment Settlement Agreements: PDF

Financial Institutions

• Bank Borrowing Limitations Applicable to Borrowings from Federal Home Loan Banks: PDF
• Authentication in an Internet Banking Environment: PDF

Idaho Escrow Act

• Interpretations for § 1031 Qualified Intermediaries Under The Idaho Escrow Act: PDF

Mortgage

• Escrow Closings Policies In Short Sale And Double Sale Transactions And Other High Risk Transactions

Residential Mortgage Practices Act

• Policy Statement – SAFE Act and Owner Financing: PDF
• Idaho Financial Responsibility Policy 2011-01: PDF
• Idaho Residential Mortgage Practices Act Department Interpretation No. 2009-16-01: PDF
• Telecommuting Policy for Loan Originators: PDF
• Statement on Subprime Mortgage Lending: PDF
• Model Examination Guidelines: PDF
• Guidance on Nontraditional Morgage Product Risks: PDF
• Department of Finance and Real Estate Commission - Joint Short Sale Guidance and Frequently Asked Questions

Title Lending

• Idaho Licensed Automobile Title Lender: PDF