Building and Protecting credit is key to financial security. It is vital to maintain a good credit score in order to apply for a loan, rent an apartment, or even get a new job.
Tips to help build your credit score
- Regularly monitor credit reports
- Make on time payments
- Keep credit utilization low
- Diversify with different types of credit
https://www.annualcreditreport.com/index.action/
Free resource to pull credit reports through online platforms that are authorized by Federal Law.
https://www2.myfico.com/Downloads/Files/myFICO_UYFS_Booklet.pdf/
Booklet that includes information about what FICO scores are and what you need to know about them.
https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/
CFPB offers resources that aid consumers on how to pull credit reports, how to request copies of tenant screenings, and where to learn about the difference between credit scores and credit reports.
https://www.consumerfinance.gov/consumer-tools/credit-cards/
CFPB offers resources regarding the basics you need to know about credit cards and how to manage them.