Financial Literacy Month “Tip of the Week” – Romance Scams and How to Spot Them

Thursday April 3, 2025

As technology advances, so do the methods used by scammers to target unwitting consumers. This is evident in romance scams, where a scammer’s easily identifiable red flags, such as a poorly written, inconsistent, or sparse online personal profile, are replaced by elaborate AI-generated profiles that can be much more difficult to recognize.

Romance scams often begin with fraudsters creating fake online identities to establish relationships with individuals seeking companionship. Once trust is established, the scammer fabricates a story to solicit money from the victims. This emotional manipulation, combined with advanced technology, makes it challenging for even the savviest consumers to navigate a legitimate connection online.

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