Department of Finance

About
- - - Idaho Department of Finance
      
      Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers, and by fostering sensible innovation in the financial services market.
  - - About the Department
      - Department of Finance Administration
      - Department of Finance Director
    - Department Resources
      - Careers
      - Contact Us
  - - News and Media
Consumer Education
Financial Institutions
- - - Financial Institutions Bureau
      
      The Financial Institutions Bureau regulates, supervises and examines state-chartered commercial banks, savings banks, credit unions, bank holding companies, trust companies and business and industrial development corporations.
      
      Learn More...
  - - Digital Asset Custodians (Approved)
    - Unauthorized Use of Name – Waiver Request
Consumer Finance
- - - Consumer Finance Bureau
      
      The Consumer Finance Bureau licenses and supervises financial service providers pursuant to the Idaho Residential Mortgage Practices Act, the Idaho Collection Agency Act, and the Idaho Credit Code.
      
      Learn More...
  - - Mortgage
    - Mortgage Loan Originators
      - Mortgage, Mortgage Loan Servicing, and MLO Information and Forms
  - - Consumer Credit
      - Consumer Lender Forms
    - Collection Agencies
      - Collection Agency Forms
Securities
- - - Securities Bureau
      
      The Securities Bureau administers and enforces several consumer and business protection statutes. Where individuals or entities violate these statutes, appropriate remedies are sought using statutory and administrative enforcement authority. The Bureau also provides assistance in criminal prosecutions when necessary.
      
      Learn More...
Legal
File a Complaint

About
- - - Idaho Department of Finance
      
      Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers, and by fostering sensible innovation in the financial services market.
  - - About the Department
      - Department of Finance Administration
      - Department of Finance Director
    - Department Resources
      - Careers
      - Contact Us
  - - News and Media
Consumer Education
Financial Institutions
- - - Financial Institutions Bureau
      
      The Financial Institutions Bureau regulates, supervises and examines state-chartered commercial banks, savings banks, credit unions, bank holding companies, trust companies and business and industrial development corporations.
      
      Learn More...
  - - Digital Asset Custodians (Approved)
    - Unauthorized Use of Name – Waiver Request
Consumer Finance
- - - Consumer Finance Bureau
      
      The Consumer Finance Bureau licenses and supervises financial service providers pursuant to the Idaho Residential Mortgage Practices Act, the Idaho Collection Agency Act, and the Idaho Credit Code.
      
      Learn More...
  - - Mortgage
    - Mortgage Loan Originators
      - Mortgage, Mortgage Loan Servicing, and MLO Information and Forms
  - - Consumer Credit
      - Consumer Lender Forms
    - Collection Agencies
      - Collection Agency Forms
Securities
- - - Securities Bureau
      
      The Securities Bureau administers and enforces several consumer and business protection statutes. Where individuals or entities violate these statutes, appropriate remedies are sought using statutory and administrative enforcement authority. The Bureau also provides assistance in criminal prosecutions when necessary.
      
      Learn More...
Legal
File a Complaint

Financial Innovation Lab 2024 Photos

Financial Innovation Lab Conference, Protecting Consumers in the digital age slide.

IDOF employees at registration table handing out name tags.

Two conference participants receiving name tags at registration table.

IDOF employee talking to conference participant, Alice Hau.

DOF, Idaho Department of Finance banner.

IDOF Mission Statement banner.

Financial Innovation Lab agenda poster board.

Erin Van Engelen and Patti Perkins smiling for picture.

Clark Flynt-Barr and Edward Vasko smiling for picture.

IDOF blue tumbler on table

IDOF blue tumblers on table

IDOF blue tumbler on table and BSU notebook on table

BSU notebook and pen on table

IDOF blue tumbler on table and BSU notebook and pen on table

Two conference attendees smiling for photo

Jeremy Ouchely, Chris Janes, and Patrick Freeman smiling for a photo.

Patti Perkins speaking at podum.

Governor Brad Little speaking on screen in a video.

Attendees watching Brad Little video.

Governor Brad Little speaking on screen in a video.

Two men watching Governor Little video in audience.

Governor Brad Little speaking on screen in a video.

Alice Hau and Jorge Herrada in audience.

Jorge Herrada in audience.

Attendee on Ipad.

Patti Perkins speaking and podium.

Idaho Representative, Jeff Ehlers speaking at the podium.

Two conference attendees in audience.

Patti Perkins speaking.

John Yaros speaking at podium.

John Yaros speaking at podium.

John Yaros speaking at podium.

John Yaros speaking at podium.

Seeyew Mo on phone.

Woman conference attendee looking at the stage.

Two men in audience looking forward at the stage.

Female attendee looking up at the sage.

John Yaros speaking at podium.

John Yaros speaking at podium.

Emerging Technology slide.

Male in red shirt listening to speaker.

John Yaros speaking at podium.

Edward Vasko, Sam Evans, Alexander Sand, and Kim Jones on a panel sitting in chairs on the stage.

Edward Vasko, Sam Evans, and Alexander Sand sitting while Edward speaks.

Edward Vasko reading from paper and speaking.

Kim Jones sitting in chair with hands together.

Kim Jones sitting in chair with hands together.

Alexander Sand laughing.

Sam Evans speaking and Alexander Sand listening.

John Yaros having a conversation with attendee in the lobby.

Alexander Sand looking at Kim Jones while he speaks.

Sam Evans and Kim Jones looking to the right.

Sam Evans and Kim Jones looking to the right. Black and white photo.

Edward Vasko looking at Kim Jones while he speaks.

Sam Evans looking at Alexander Sand while speaking and Kim Jones sitting to his right.

Sam Evans looking at Alexander Sand while speaking and Kim Jones sitting to his left.

Carole House, Justin Feffer, Patrick Freeman, Richard Szuch, and Clark Flynt-Barr standing in a line.

Carole house speaking with Justin Feffer sitting to her right.

Carole housing looking at Justin Feffer speaking.

Patrick Freeman speaking.

Patrick Freeman looking at Richard Szuch while he speaks.

Clark Flynt-Barr speaking.

Clark Flynt-Barr speaking.

Carole housing looking at Justin Feffer speaking.

Justin Feffer speaking.

Justin Feffer speaking.

Richard Szuch speaking with his hands with Patrick Freeman and Justin Feffer listening.

Richard Szuch speaking with Patrick Freeman and Justin Feffer listening.

Richard Szuch speaking with Patrick Freeman and Justin Feffer listening.

Richard Szuch looking to the left.

Attendee in audience on her laptop.

Celia Kinney talking with her hand to two attendees.

Raul Labrador speaking to Justin Feffer with Paul Skinner,

Attendees eating lunch and sitting in a circle talking in conference room.

John Yaros speaking to an attendee.

Man speaking.

Alice Hau and Frank Long talking to Seeyew Mo during lunch break.

Man speaking with hand.

Man listening to someone speak.

Jorge Herrada speaking with hand.

Raul Labrador speaking at the podium.

Side photo of Raul Labrador speaking at the podium.

Raul Labrador speaking at the podium with hand.

Raul Labrador speaking at the podium with audience in the background.

Chris Giancarlo speaking on video screen.

Chris Giancarlo speaking on video screen.

Jorge Herrada speaking at podium.

Jorge Herrada speaking at podium.

Jorge Herrada speaking at podium.

Jeremy Ouchley and Chris Janes in audience.

Man looking up and to the left at the stage area.

Frank Long and Alice Hau in auidence.

3 men speaking.

SEC Commissioner Hester Peirce speaking in a chair on stage.

SEC Commissioner Hester Peirce speaking in a chair on stage with Patti Perkins to her right.

SEC Commissioner Hester Peirce speaking in a chair on stage with Patti Perkins to her right.

SEC Commissioner Hester Peirce speaking in a chair on stage with Patti Perkins to her right.

Patti Perkins speaking with her hand.

Patti Perkins speaking with her hand.

Hester and Patti on stage.

Two men speaking to each other.

3 men speaking to each other.

3 men speaking to each other.

Mike Schenck standing and talking to a man across from him.

Senator Kevin Cook speaking at the podium.

Senator Kevin Cook speaking at the podium.

Senator Kevin Cook speaking at the podium.

John Yaros speaking at the podium.

John Yaros speaking at the podium.

The Effects of AI on the financial industry slide.

Leisel Bogan sitting on stage in a chair speaking.

Leisel Bogan sittingon stage in a chair speaking with Vanessa Kargenian to her right.

Alice Hau speaking on stage with legs crossed, sitting in a chair.

Vanessa Kargenian speaking with Chris Janes leaning in to her right.

Alice Hau listening to speaker to her left.

Vanessa Kargenian speaking.

Vanessa Kargenian speaking.

Chris Janes speaking with hand raised.

Adam Gunther speaking with Chris Janes to his left.

Leisel Bogan, Vanessa Kargenian and Chris Janes listening to speaker.

Chris Janes speaking with Vanessa Kargenian to his left.

Chris Janes speaking with Vanessa Kargenian to his left.

Liesel Bogan speaking.

Side picture of Alice Hau smiling wile she speaks.

Liesel Bogan speaking.

Liesel Bogan speaking.

Representative Dustin Manwaring speaking at the podium.

Representative Dustin Manwaring speaking at the podium.

Representative Dustin Manwaring speaking at the podium.

Financial Technology: A workforce opportunity slide with graphics.

Edward Vasko sitting on stage speaking with his right arm to the side and Debbie Critchfield sitting to his right.

Edward Vasko with Debbie Critchfield sitting to his right speaking.

Seeyew Mo sitting in a chair on stage speaking.

Seeyew Mo sitting in a chair on stage speaking with Debbie Critchfield listening on his left and Travis Hawkes to his right.

Seeyew Mo sitting in a chair on stage speaking.

Edward Vasko speaking.

Debbie Critchfield speaking.

Debbie Critchfield speaking.

Travis Hawkes speaking with both hands raised up to each side.

Travis Hawkes speaking with both hands raised up to each side.

Travis Hawkes speaking with both hands raised up to each side.

ver: 3.5.2a | last updated: March 10, 2025 at 10:43 am